Business
Financing

Here at National Merchant Services we pride ourselves on being able to offer small business owners the financing they need to expand or strengthen their businesses.

You can receive funds for your business within a week by obtaining either a total deposit advance or a merchant card advance – two great alternatives to traditional small business loans or equity investments.

Your business can get funded even if a bank turned you down, regardless of your personal credit score or a past bankruptcy. We even fund businesses with existing cash advances.

Our years of experience have provided us with a deep understanding of small businesses. Whether you’re a local Mom-and-Pop outlet, a one-person service provider, or a large multi-location chain, we have a program to suit your needs.

Merchant Cash Advance

Approval amount is based on your monthly merchant processing volume

  • We purchase your future merchant processing receivables at a discount, providing you with funds today
  • Use your merchant processing account to repay the loan
  • Approval amounts are determined using the last 4 months of merchant processing and bank statements along with the business information on your application.
  • You are eligible to refinance when you reach 60% of your total repayment amount.

Total Deposit Advance

Approval amount is based on your monthly checking account deposit volume

  • You don’t have to accept credit cards in your business to be approved.
  • We purchase your future bank deposit receivables at a discount, providing you with funds today
  • Use your future accounts receivables to repay the loan
  • Approval amounts are determined using the last 4 months of your bank statements along with the business information on your application.
  • Advances are repaid with a fixed daily ACH withdrawal from your checking account Monday to Friday only.
  • You are eligible to refinance when you reach 60% of your total repayment amount.